Welcome

  • Welcome To Our Web Site. We Will Help You With ...

  • Purchasing A New Home...

  • Get You Out Of Your High Fixed Rate...

  • An FHA or VA Loan...

  • Whatever your funding needs. We can help. Get Started. Apply Online Today...

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Complete this 30 second form to receive a no obligation consultation. We will analyze your situation and determine the best solution.

Welcome To RA Financial

At RA Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

 

Purchase

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Latest News

Can't Afford Surgery? In China, Millions Chip In Half a Penny to Cover You

When a girl in Shanghai suffered brain damage after falling off a bunk bed, millions of strangers across China helped foot her surgical bills. Crowdfunded medical coverage, offered by fintech startups, could fill gaps in the country’s health insurance sector.

Testimonials

What People Are Saying

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Ricardo and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."

Larry BensonEl Cajon

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